GTBank *737# Code [12 Mobile Banking Transactions It Can Do]

Do you need to transfer money to someones bank account, buy airtime, pay for your TV subscription, check your account balance, get new PIN, reset password or even more without visiting any GTBank branch or office? Then you need this GTBank *737# code at your fingertips all the time.

GTBank *737# USSD code is an innovation from Guaranty Trust Bank to make banking easier and readily accessible by customers. The introduction of 737 has drastically reduced the queues at the banking hall as well as ATM as customers can simply dial the 737 mobile banking code to perform some basic transactions right from their mobile phone without internet or Airtime as it’s a free service.

In a nutshell, the GTB 737 service allows you to transfer funds from GTB to GTB or GTB to other banks, generate one time pin/password (OTP), TopUp your airtime, pay bills and even open a gtbank account from your mobile phone etc. All these can be done on the go, at your home, in your office, market place, school and so on. Gtbank was actually the first bank in Nigeria to introduce mobile banking short code and still the first financial institution in the country to have three different functional mobile banking apps – GTWorld app, 737 app and the normal GTBank app.

Today in TwoNaira Blog, we will be looking at 12 transactions you can make via GTBank *737# Code and we have them explained below.

1. Using Gtbank *737# code to Transfer Money

For instance, you have a business deal with someone and you need to pay him certain amount of money below N200,000. You don’t need to visit an ATM or any bank hall because all you need is just dialing *737# on your phone to get started. I have provided the guidelines on how to send money either from GTBank to another GTBank account or from GTBank to another bank such as First Bank, Fidelity bank, UBA, Eco Bank, Diamond Bank, Zenith Bank etc.

Requirements:

• Phone number connected to your Gtbank account.
• *737# money transfer code.
• Last four digit of your Gtbank Naira mastercard or 737 pin.
• No internet is needed here
• You may need to get a PIN if you don’t have for your transaction to be successful.

✔️ To send money from your Gtbank Account to Another Gtbank Account Dial *737*1*Amount*NUBAN Account Number# from the phone number associated with your GTBank account and follow the on-screen prompts. The last 4 digit number on your GTB Naira master card or 737 pin is required to complete the transfer.

For example, to send 10,000 naira to account number 1234567890, dial *737*1*10000*1234567890# and input the last 4 digit on your card when prompted. No service charge applies here.

✔️ To send money from your GTBank Account to Another Bank Dial *737*2*Amount*NUBAN Account Number# from the phone number associated with your GTBank account and follow the on-screen prompts.

For example to transfer 20,000 naira to account number 1230456789, dial *737*2*20000*1230456789#. You will also need the last 4 digit on your naira card. This Gtbank *737* service charge is 52.5 naira.

Note that you have a limit of 200,000 naira daily transfers on Gtbank *737# money transfer service.

2. Opening a Gtbank Account Using Gtbank *737* Mobile Banking Code.

You can actually Kickstart your account opening process using the short code *737*0# and it’s the easiest way to begin but you still need to visit the bank office to complete few other requirements in order to fully activate the account so that you will be able to receive, send and withdraw funds from it without restrictions.

If you don’t complete the requirements, then there are little limitations on the account opened with this method like maximum deposit per transaction is 50,000 naira and maximum account balance is 300,000 naira.

But you can get rid of this limitations by upgrading it, you will need a national ID card (drivers license, permanent voters card PVC or NIMC) for this. This account is actually for those that are yet to own a national ID card and need an account badly.

To open a GTB account via USSD, dial *737*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS. You can even use your phone number as your account number at GTBank branches, GTExpress outlets. This Gtbank *737* service is totally free ( you don’t need airtime or data).

3. Airtime & Data Purchase Using Gtbank *737# Short Code

Airtime topup and data purchase via 737 is one of the popular services in Nigeria as almost every GTBank account holder makes use of this platform to easily buy airtime and data plans without going to roadside vendors who now usually add N10 to each airtime. For instance, instead of N100, they now sell it N110. But though 737, you buy at the official 100 naira rate for 100 naira airtime and it’s fast.

This service works on MTN, Glo, 9mobile and Airtel. There is daily recharge limit of 10,000 naira.

✔️ To purchase/top-up airtime for yourself, dial *737*amount# with phone number associated with your GTB account. E.g dial *737*200# to buy N200 airtime.
✔️ To top-up airtime for a friend/ third party, dial *737*Amount*Recipient’s number#. E.g dial *737*500*08088232563# to send 500 airtime to 08088232563.
✔️ To purchase data (self & 3rd party), dial *737*4# on your phone linked to gtb account and follow the on-screen prompt.
You need the last 4 digit of your atm card or 737 pin to complete this transaction.

4. Check your GTB Account Balance & Details using Gtbank *737* Code

All GTBank customers can quickly check their account balance and BVN by dialing *737*6*1# on a mobile phone number connected to their gtb account and follow the on-screen prompts. The bank usually charges between N10 to N25 for this service, it depends on mobile network used.

5. Generate *737# PIN or One Time Password (OTP) on GTBank

Whether you have lost your PIN or want to generate a new “GTBank 737 PIN,” you can get it by dialing *737*7# and completing the process with the last six digit of your Gtb naira mastercard. OTP generated is valid for 120 seconds. This is useful especially when you don’t buy the idea of carrying the hardware token around.

Note that you can’t use this PIN or OTP to complete transactions above 200,000 Naira per day.

6. Pay for Startimes Subscriptions Using Gtbank *737* service.

PayTv subscription in Nigeria is faster as simpler as you can now resubscribe once your subscription expires and get reactivated again within seconds. Guaranty Trust Bank offers this service via its mobile banking short code.

So to pay for star-times subscription, simply dial *737*37*Amount*Decoder Number#.

The bank promised to add more billers soon. Get in touch with this website because we will keep you updated once there is a new development.

7. Request for Gtbank Internet banking login details using Gtbank *737* service.

To request for login details, dial *737*6*5# and follow the on-screen prompt to retrieve your mobile/internet banking login details.

8. Reactivate Gtbank Account Using 737 Mobile Banking Code.

If your gtbank account is inactive or dormant, simply dial *737*11# on the phone number associated with your bank account to reactivate it without visiting the bank office. Once you dial that code, enter your bank verification number and your account officer code (if you know it) or press 1 to continue.

You need to deposit at least 100 naira your account to complete the reactivation process.

9. Pay for Electricity Bills from Your Gtbank *737#.

Recharging your PHCN prepaid meter is now stress-free thanks to GTB because from the comfort of your home, you can pay your PHCN bills otherwise locally called “NEPA Bills”. You need your meter number and can recharge up to 1,000,000 (1 million naira) daily.

Make use of the codes below.

Prepaid Companies 737 Disco Code

• Port Harcourt Prepaid: *737*50*Amount*95#
• Port Harcourt Postpaid: *737*50*Amount*96#
• Eko Prepaid: *737*50*Amount*151#
• Eko Postpaid: *737*50*Amount*152#
• Ibadan Prepaid : *737*50*Amount*137#
• Kano Prepaid: *737*50*Amount*93#
• Kano Postpaid: *737*50*Amount*94#

SEE THIS ALSO: GTB Exchange Rate Today Dollar, Naira, Pounds, Euro

10. Perform Cardless Withdrawal Using Gtbank *737* Code.

It’s now possible to withdraw money from any GTBank ATM without your debit card. To do this, dial *737*3#, enter the amount you want to withdraw, then enter last 4 digit of your card or 737 pin at the ATM machine. This is classy right?

11. ByMore Things You Can Do With Gtbank *737* service enquiries.

✔️ To check Loan balances, dial *737*6*2#.
✔️ To check Card status, dial *737*6*3#.
✔️ To check For Cheque book status, dial *737*6*4#.

12. Borrow Airtime & Funds from Gtbank Using Bank 737 Short Code.

Finally but not the least is how to borrow airtime and funds from GTBank. Note that this particular service is exclusively available for gtbank salary account holders. You can borrow up to 5000 Naira airtime and 50% of your monthly salary. You pay back at the end of the month.

✔️ To Borrow Airtime, Dial *737*8*1# and follow the on-screen prompt.
✔️ To Borrow money or request for Salary Advancement dial *737*8*2# to get started. The bank may include more services and information as time goes on to accommodate other stuffs that may be needed in future.

Guaranty Trust Bank (GTB) has proven to be the more advanced financial institution in Nigeria through several innovations targeted at making banking easier. The offline mobile banking short code 737 is just one of many innovations that deserves some accolades.