This short code *826# is the unique Union Bank USSD Code introduced for customers to perform basic transactions like money transfers, buying airtime, checking account balance, creating PIN (OTP), and even opening account. You bank smarter with this code at your fingertips. It’s Similar to GTBank 737 code.
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No matter the search query that brought you here, I believe you are in the right place because I have written in details, what you can do with Union Bank Code *826#.
The Code can be use to send money from one union bank account to another and from union bank accounts to other banks in Nigeria, it can be used to buy airtime for yourself and others, to pay bills i.e. Electric bills, TV Subscription etc, it can also be used to generate a paycode and PIN for cardless withdrawals from ATMs and completion of transactions via mobile banking app or offline banking.
Table of Contents
How to Get Started By Registering for Union Bank Transfer Code *826#
Before customers can make use of this code, you must register for free by dialing *826# on the phone number linked to your Union bank account and follow the on-screen introductions on your phone.
After successful registration, you are now eligible to carry out many other transactions with it as follows below;
1. Buy Airtime With Union Bank *826# Code
You can buy airtime at anytime from your bank account by dialing *826*amount# on the phone. Example: if you want to recharge 200 Naira, dial *826*200# and the phone number associated with your account will be instantly credited with 200 Naira airtime.
However, you can recharge for your other lines or for your friends phone number by dialing this code *826*amount*phone number#. For example if you want to recharge 500 Naira for someone, dial *826*500*08088232563#, then you will be required to enter your 4 digits PIN to complete the transfer. Once that is done, your friend will get SMS alert for the Airtime topup.
Buying airtime with the union bank code is free and the money is deducted directly from you union bank account.
2. How to Create Your PIN for Union Bank Transfer Code
PIN is used for authentication purposes when making transactions and it’s a security measure to minimize or stop hackers using your details. To create your own PIN dial *826*5#, and enter your desired 4 digit PIN that you’ll be using for your Union Bank transactions. Remember to keep your PIN in a secured place and don’t reveal to anyone as it’s your secrete password to unlocking your wealth database. If you know, you know.
3. How to Send Money With Union Bank Transfer code *826#
To send or transfer money from one union bank account to another dial *826*1*amount*account number#. For example: if you want to send 5000 Naira to account number 1234512344, dial *826*1*2000*1234512345# from the phone associated with your Union Bank account, then enter your PIN to complete this transaction.
However, to transfer money from union bank to accounts with another banks in Nigeria dial *826*2*amount*account number# example: *826*2*2000*1234512345#
Note that Transfers from one union bank account to another is free while transfer from union bank to other banks attract a fee of N52.50
4. How to Check Account Balance With 826 USSD Code
You can now get statements of account and know your bank account status with the Union Bank code. To check your Union bank account balance, dial *826*4# from the phone number linked to your account.
5. How To Do Cashless Withdrawal
Customers can now withdraw money from ATM without their ATM card. This innovation is called “cashless withdrawal”. To get started, dial *826*7*amount# at the ATM and enter your PIN to complete the transaction and your money will come out without you inserting any ATM card.
This comes handy especially when you forget your ATM card at home or you just don’t want to move around with your card for security purposes.
6. How To Pay Merchants Via Union Bank USSD Code *826#
It’s simple, you can pay for your PHCN (NEPA) bills from the comfort of your home by dialing *826*22*merchantcode*amount#. This code can also be used to pay for your TV subscriptions. You may check this post for available PHCN codes.
I hope you are satisfied with the information here about Union Bank Code *826# and what you can do with it.